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Proof of coverage may be issued on the same day your application is approved, and payment is received. This is a temporary certificate of insurance. Your certificate of insurance including your account number and policy number will be emailed to you (usually by the next business day after approval and payment). A Declarations page will be sent to you via USPS shortly thereafter.

No deductible insurance against claims from your professional training. Guidance and free risk management consultations during business hours. Occurrence Form policy – Protection against acts occurring during the policy period even though the claim is submitted after the policy expires.

You can select one of two coverage limits from $1 million/$3 million or $2 million/$4 million.

Limits of Liability $1,000,000/$3,000,000 costs $35 annually and $2,000,000/$4,000,000 costs $41 annually.

We recommend that you do not use your .edu email address for your account as you may not always have access to the emails, particularly during school breaks. For this reason, and to make sure you don't miss important communications about your coverage and your policy, we recommend that you use a personal email account that is easily accessible to you.

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2025 American Professional Agency, Inc.

Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.

2025 American Professional Agency, Inc.