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We insure licensed social workers including LCSWs and LMSWs. You are eligible for coverage if you hold a minimum of a bachelors degree in the field of social work, providing that you have supervision by a masters level mental health professional, or if you hold a masters degree or above

No, our professional liability policies do not carry deductibles, ensuring that covered losses are paid from the first dollar incurred.

Yes, our policy already has built in coverage for social workers offering teletherapy or remote counseling, providing the same level of protection as in-person sessions as long as you abide by the state licensure requirements based on your client’s physical location at the time of treatment and provided you are using a HIPAA compliant platform to deliver the telehealth services.

Yes, your policy will cover your services in multiple states as long as you are abiding by the state's guidelines and licensure regulations for Social Work practices. You do not require a policy for each state in which you practice or hold a license.

Yes, your policy includes coverage for telebehavioral health services. Telehealth is treated the same as face-to-face services, as long as you abide by the state licensure guidelines based on your client's location and as long as you are utilizing a HIPAA-compliant platform to deliver the telehealth services.

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2025 American Professional Agency, Inc.

Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.

2025 American Professional Agency, Inc.