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FAQs

Yes, you may get a quote. We are here to help. Because we want to provide you with unmatched coverage and personalized attention, to get a quote you may speak with one of our experts. We will make sure you are getting the most accurate estimate based on your specific needs. Please call us at 800.421.6694

No, you do not need to purchase Tail insurance on your current Claims Made policy once you choose to switch to the American Professional Agency, Inc. program. Instead, you can request “Prior Acts” coverage wherein you simply show us a current active Certificate of Insurance or Declarations page and we will honor your Original Retroactive date, no matter how far back it goes. You will have full uninterrupted coverage. (Note: If your current policy is an Occurrence policy, no further action is needed to switch.)

Yes. We will need your AACAP membership number in order to verify your standing with the Association. We will verify your membership upon application.

In today's litigious environment, malpractice awards can reach astronomical heights, potentially surpassing standard coverage limits. If you find yourself facing a lawsuit where legal expenses and settlements exceed your employer's insurance limits, you could be personally liable for the difference. This is where American Professional Agency's robust coverage becomes invaluable. Further, most employer policies do not cover legal defense expense reimbursement for Board Investigations/Complaints.

Yes, you need to obtain coverage for your corporation because a claim can arise against your corporation. If the corporation is not expressly covered under the policy, you will not be covered for that claim.

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2025 American Professional Agency, Inc.

Privacy policy Terms of use

Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.

2025 American Professional Agency, Inc.

Privacy policy Terms of use

Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.